Not on a business loan in Illinois.
Unfortunately, not under the FDCPA. The FDCPA protects consumers from unlawful debt collection practices for consumer debt. Collection of business debt is not covered by the FDCPA. There may be other things we can do, but not under the FDCPA.
No, you do not need an attorney to dispute incorrect information. If you obtain your credit report on-line, the dispute process is actually quite simple and can be done right away through the credit reporting agency website.
No, absolutely not. There is no Three-Day-Right-Cancel an auto contract law in Illinois.