Generally, two years from the date of the incident, one year if it’s against a municipality (city, town, village etc.).
Not necessarily. If you have comprehensive auto insurance, you may be able to recover from your own insurer through what is known as “underinsured motorist” coverage.
Not necessarily. If you have comprehensive auto insurance, you may be able to recover from your own insurer through what is known as “uninsured motorist” coverage.
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